Comments on: What Do You Think About Credit Repair Agencies?

By: mtchndjn

mtchndjn — Fri, 10 Jul 2009 06:28:35 +0000

Not worth the ink used to print the ads.

By: wizjp

wizjp — Fri, 10 Jul 2009 06:28:35 +0000

Rip off artists for the most part preying on people that need real help.

By: Watch IT!

Watch IT! — Fri, 10 Jul 2009 06:28:35 +0000

Stay away. Bad bad bad

By: igumbi00

igumbi00 — Fri, 10 Jul 2009 06:28:35 +0000

they’re crap, they’ll take your money and you’ll still be financial disrepair except now you’ll be more in debt

By: heybulld

heybulld — Fri, 10 Jul 2009 06:28:35 +0000

can you say, “Scam”.?

By: Damian H

Damian H — Fri, 10 Jul 2009 06:28:35 +0000

right ok ill be completly honest. Quite some time ago i lost my job and as a result got bad credit. These companies in my opinion are vultures, they CANNOT do anything for your credit. I applied to one some time ago and all they did was send me a load of forms out in the post to fill in to send to court to ‘try’ and get bad credit removed. ( will not work i promise you) and they charged me 130 quid for something that i could have got for free at the court.
Credit has gotten so bad that companies will give you credit and when you fall so much as one payment behind bang you get a CCJ. Vanquis anyone?
In truth if you want to improve your credit then there are a few things to do
Pay everything on time, if you cant contact the company.
Dont apply for credit, it will leave a foot print on your file.
If you think you have bad credit then ask experian for a copy of your file.
if you have a CCJ in error and you can proove it then get it removed. They have to legally and they have 28 days to do it.
its hard in todays day and ago to live without credit. But my advise is to stay well clear of these companies and save your money. They will do nothing for you, trust me.

By: Feeling Mutual

Feeling Mutual — Fri, 10 Jul 2009 06:28:35 +0000

More are ripoffs.

By: Purple

Purple — Fri, 10 Jul 2009 06:28:35 +0000

They are a waste of time and money. Everything they do, you can do yourself. It just takes a bit of research. Start here
myfico.com (forums)

By: linda

linda — Fri, 10 Jul 2009 06:28:35 +0000

most can and do nothing to help you credit standing.
Avoid them they are con and scam artist in most cases.

By: Traveler

Traveler — Fri, 10 Jul 2009 06:28:35 +0000

They are in business to make money. Most people who seek their service are not going to make them rich, so beware. Any advice give by a service should be verified by other sources- do your homework.
Try to get away from using any credit- if you cannot afford something today, you will not afford it tomorrow with 23% interest plus late fees and reinstatement fees.
Also be very leary of transferring your debt to another low interest card because they will have steep penalities when one payment is late or missed and the entire amount may triple with things written into the fine print. Do not roll debt into a loan that your home is the security!!!