20
Jul

How Can A Person With Poor Credit Rebuild Or Repair Their Credit When They Are Being Denied Loans?

I have “poor” credit and am looking to build it back, pay off a few accounts and start fresh again, but no one will take a chance on a person such as myself. What should I do?

8 Comments

  • antonikk Said:

    Did you try some credit repair companies?

  • Fred B Said:

    There are many steps you can use to clear up your credit. The one thing that I would advise is to pay your bills on time and then start to pay of the most current debt you have. Paying of the current debt is more beneficial in raising your credit score than paying off debt that has been their for a couple of years.

  • Alison Said:

    It is important to build credit in American society starting at a very young age. The reason that it is increasingly important to build credit is because of the standard developmental stages American adolescents and young adults go through.
    http://www.worldbestloans.com/repaircredit.htm
    If you build credit early, it will be there to access during your starving college years, when you may need it most.

  • John Said:

    I would recommend 2 things: 1) a very low cost credit repair program to try to have the negative items removed. 2) I would add a tradeline program to boost your score quickly (60 days or quite possibly less). A friend in California used this and got a 120 point bump from 560 to 680. My friend in California went through http://www.totaldebtsolutionsllc.com and called their toll free# or filled out the free evaluation form to get the ball rolling. Good luck.

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  • hnb Said:

    I would advise going to http://www.creditrepairbyattorneys.com. I have been working with them for 8 months now. My credit score has jumped 130 points and it is continuing to raise. It is truly one of the best decisions I have ever made.

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  • Buddy Said:

    I fixed my credit by deleting my charge offs.

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