31
May
Are There Any Secrets To Getting The Lowest Interest Rates On A Credit Card?
Obviously, the higher your FICO score (credit rating) is, the lower the interest rates that financial institutions will offer you. However, there are some “tricks” you can utilize to obtain the lowest possible rates for your situation. This blog was developed to help consumers understand the credit approval process, and to advise how to take advantage of this process….http://lowertheinterest.blogspot.com
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If you only charge what you can afford to pay in full every month, it makes no difference what the interest rate.
May 31st, 2009 at 8:34 pmsay you are a student.
May 31st, 2009 at 8:34 pmor tell them they offered you—– with anothe co.
they will try to beat it.
interest depends on you paying your bills on time. that is how they calculate your interest.
May 31st, 2009 at 8:34 pmYes - have excellent credit.
May 31st, 2009 at 8:34 pmThere is no interest rate lower than that on the credit card you dont have.
May 31st, 2009 at 8:34 pmBesides having a good credit score? Well, shop around. Also, know what your payment pattern is. If you pay it off every month, which you should try to do, then get a card with a grace period and you’ll never pay for the convenience of having a credit card. Most credit unions have better rates than banks and don’t jack up your interest rate if you are late - unless it becomes a habit.Some cards are tied to the prime rate which has been falling; so, for the moment they can be a good deal. But rates can go up.
May 31st, 2009 at 8:34 pmYou can also get a secured credit card - one that you deposit money into in advance, typically $500 or more. This is a good way to build a credit rating if you need to.
Having Good Credit!!!!
May 31st, 2009 at 8:34 pm