Said I was pre approved for a $10,000.00 credit limit and the amount due is $37.00 which is credited toward my first purchase with them.

I bought something at a store with their specific credit card, for example Victoria’s Secret, and paid off that credit card entirely. However, if I returned my purchase, in what form would I get the money back?
They can’t very well put it on the card, as I paid it all off. Would I get back cash? or just store credit??

Having been in the mortgage business for many years now I can tell you from my experience that there are a few companies that are great and most are scams. First thing you MUST do is find one that LICENSED AND BONDED from the Department of Consumers Affairs. Then you must ask for samples of work. I have a guy I have used for years and every client I have sent to them came back with amazing results. They are an attorneys office which is the best way to go from my experience because any company that uses dispute letters can do EXACTLY the same thing as you can. Also no one will ever know that you used one.
Credit Counseling is Debt Consolidation not credit repair but credit Repair can get rid of that also.
Most of the responses on here are thinking Debt Consolidation not Credit Repair. Credit Repair helps remove negative items from your credit report not consolidate your debt.

I have no credit but a contract for my phone with at&t so… What kind of credit do I need to buy a car?

I saw a so-called expert on a news broadcast this morning who said people in Australia and Europe have discovered a way to leverage their debt and finances in order to pay off their home mortgages at a faster rate without changing their monthly payments. How is this possible? It was quickly suggested that a Home Equity Line of Credit (HELOC) was the secret, but what does getting more debt have to do with eliminating debt?

Wood and Uriate out of Brea. Excellent and affordable. 714-671-9070

I just turned 18 last September, own three credit cards, and have an excellent credit score. I have two cell phones under my name too. I’m looking to buy a brand new Cadillac this summer. You think any dealership will take me serious and allow me to finance a car under my name without my parents help?

What is the punishment for credit card fruad in florida. Under $5000. First offense. Charged with fruad use of ID information and fraud use of a credit card.

I was just approved today for a Victoria’s Secret Angels credit card, but I’m not 100% sure what it’s good for. Obviously I know the perks such as discounted items, coupons, savings, etc., but are there any yearly or monthly fees attached? Does anyone who has one have anything good or bad to say about it? I’d like some feedback from people who actually have one.

Some are legit. You just need to find out exactly the details and ask tons of questions. Once you have enough information you can make an informed decision about how to successfully rebuild your credit.
Download my free e-book at http://www.learn2budget.com for more info on credit repair.